Getting an agricultural land loan requires a wealth of information, and it is invaluable for a borrower to know what a lender is looking for. AgAmerica Lending’s Chief Credit Officer, Jackie Toenes lends her considerable expertise in explaining the 5 Cs of Credit and how they apply to land lending below.
The Whole Farm Revenue Protection (WFRP) plan is designed to provide crop insurance to diverse specialty crop farmers. It is intended to provide protection across all farming enterprises including livestock, specialty crops and aquaculture.
Agritourism Destination Safety and Health Best Practices Workshops
According to the USDA National Organic Standards Board (NOSB), organic agriculture is "an ecological production management system that promotes and enhances biodiversity, biological cycles, and soil biological activity. It is based on minimal use of off-farm inputs and on management practices that restore, maintain, or enhance ecological harmony. The primary goal of organic agriculture is to optimize the health and productivity of interdependent communities of soil life, plants, animals and people."
Producers currently selling directly to consumers through roadside stands, Community Supported Ag (CSAs), or farmers' markets may be interested in establishing relationships with retailers or foodservice distributors, as well. Distributors provide access to larger markets that do not routinely trade with producers. They also provide transportation and storage facilities that might be cost-prohibitive for producers. Producers can then reach a larger customer base that would be impractical by themselves.
Selling direct allows consumers have an opportunity to put a “face” on who is growing the product, which they do not necessarily get from traditional retail food outlets. This form of direct marketing is also regarded as agritourism.
Farmland is Iowa’s most precious natural resource. Not only does it represent the basis for our agricultural production, farmland represents over $100 billion dollars of wealth in the state of Iowa.
Access to Capital
Business planning assistance is available, including links to the Ag Decision Maker site and the Beginning Farmer Center.