An income tax refund provides an important annual financial boost for many Iowa families. Claiming that tax refund, however, is sometimes more expensive than it needs to be, according to Barb Wollan, a human sciences specialist with Iowa State University Extension and Outreach.
For many Iowans, the new year brings old bills – for holiday gifts, travel and other expenses – and ratchets up their financial stress. “Money Talk,” a workshop series from Iowa State University Extension and Outreach, can help Iowans learn to plan their spending throughout the year, as they address past holiday debt, lessen stress and prepare for their future.
Because of the additional risk to the seller, those thinking of using deferred price contracts should carefully evaluate the financial position of firms they are thinking of entering into an agreement with. The type of information sellers should be looking for is highlighted in the publication, “Evaluating a Company’s Financial Position before Selling Grain on Deferred Price Contracts."
As the holiday season quickly approaches, holiday stressors tend to sneak up as well, says Dawn Dunnegan, a human sciences specialist with Iowa State University Extension and Outreach. She offers tips for taking control of time and money commitments during the holidays.
Iowa State University Extension and Outreach Specialist Carol Ehlers has been certified as an Accredited Financial Counselor by the Association for Financial Counseling and Planning Education.
There's more to financial wellbeing than managing money. Iowans can explore their sense of financial wellbeing during “What about Me? My Wellbeing,” a workshop series from ISU Extension and Outreach.
Responsible financial decision-making is a habit that develops through lifelong learning. But it’s a good idea for that learning to be underway by the time teens begin high school, says Mary M. Weinand, a human sciences specialist with Iowa State University Extension and Outreach.
The publication "A Manager's Guide to Food Hub Finances" gives food hub managers tools for measuring their business’ financial health while also addressing common financial concerns that arise in local food distribution.
It takes time and practice to establish healthy financial habits. A good time to start is April, National Financial Literacy Month, says Sandra McKinnon, a human sciences specialist with Iowa State University Extension and Outreach.
Money often plays a role when people are trying to reach their goals or deal with difficult issues in their lives. “Your Money, Your Goals,” a course from Iowa State University Extension and Outreach, is specifically designed for professionals and volunteers who want to help others with their finances.