Managing Personal Finances in Tough Times

Concerned about your finances during these uncertain times, but not sure where to start? ISU Extension and Outreach invites you to get in touch with one of our Human Sciences financial educators. They can help walk through ideas and options to revise a budget, prioritize bills, pay down debt, connect with community resources to stretch reduced incomes, and other personal finance topics—totally free of charge.

Our financial educators are listed below with the counties they serve and are available to talk with anyone in Iowa. Please send an email. They will get back to you during regular business hours within 48 hours. You also can leave a phone message at Extension and Outreach's toll-free Iowa Concern Hotline (800-447-1985) to have someone get back to you.

Contact an ISU Extension and Outreach Financial Educator

Central Iowa - Ryan Stuart  [Audubon, Boone, Carroll, Crawford, Dallas, Greene, Guthrie, Harrison, Polk, Shelby]

North Central Iowa - Barb Wollan  [Grundy, Hamilton, Hardin, Humboldt, Marshall, Pocahontas, Story, Tama, Webster]

Northern Iowa - Barb Wollan  [Cerro Gordo, Clay, Dickinson, Emmet, Floyd, Franklin, Hancock, Kossuth, Mitchell, Palo Alto, Winnebago, Worth, Wright]

West Central Iowa - Carol Ehlers  [Buena Vista, Calhoun, Cherokee, Ida, Lyon, Monona, O'Brien, Osceola, Plymouth, Sac, Sioux, Woodbury]

Southwest Iowa - Ryan Stuart  [Adair, Adams, Cass, East Pottawattamie, Fremont, Mills, Montgomery, Page, Ringgold, Taylor, Union, West Pottawattamie]

South Central Iowa - Jeff Graney  [Appanoose, Clarke, Decatur, Jasper, Lucas, Madison, Mahaska, Marion, Monroe, Poweshiek, Warren, Wayne]

Southeast Iowa - Phyllis Zalenski  [Davis, Des Moines, Henry, Iowa, Jefferson, Johnson, Keokuk, Lee, Louisa, Van Buren, Wapello, Washington]

Eastern Iowa - Phyllis Zalenski  [Benton, Cedar, Clayton, Clinton, Delaware, Dubuque, Jackson, Jones, Linn, Muscatine, Scott]

Northeast Iowa - Jeannette Mukayisire  [Allamakee, Black Hawk, Bremer, Buchanan, Butler, Chickasaw, Fayette, Howard, Winneshiek]

The information provided is educational in nature to help you make your own informed decisions and is not intended to substitute for professional advice or serve as an endorsement of any financial product or service.  Consult with licensed professionals prior to implementing any of the information provided to determine the course of action is best for you.

Additional Resources for Iowans

Iowa Workforce Development (unemployment insurance, temporary jobs)

Iowa Department of Revenue (personal income tax filing)

Internal Revenue Service (stimulus payment, personal income tax filing, Free File)

Iowa Legal Aid (evictions, foreclosures, utilities and much more)

Iowa Department of Human Services (food assistance)

Iowa Attorney General (price gouging, scams)

Financial Security for All (national Cooperative Extension resources)

Consumer Financial Protection Bureau (consumer information)

Visit the Finding Answers Now page for general information about finances.