(Revised October 2003) Section 6.A

Section 6.A -- Employee Insurance Coverage


Employee Medical and Dental Insurance Benefits

P & S Staff

Medical and dental insurance for professional staff is offered through the ISU Plan. The ISU Plan includes four medical insurance options: the ISU HMO, ISU PPO (Preferred Provider Organization), and ISU Indemnity plans. Two dental coverage options are included in the ISU Dental Plans. For more information, call the phone numbers listed with the specific plans (those numbers are toll-free and hours are based on Central Time) or call the ISU Benefits Office at 515-294-7680.

Questions about the ISU HMO Plan

Customer service & Preauthorization: 1-800-322-7451; 8 a.m. to 5 p.m., Monday - Friday.

Questions about the ISU Indemnity and ISU PPO plans

Customer service and pre certification: 800-494-4478; 7:30 a.m. to 5 p.m., Monday -Friday; pre certification is available 24 hours a day, seven days a week.

Questions about the ISU Dental Plans with Delta Dental

Customer service: 800-544-0718; 7:30 a.m. to 5 p.m., Monday - Friday.

Location of insurance forms in office:______________________________________

 

Merit Staff

Medical insurance for Merit Staff is provided through Wellmark Blue Cross/Blue Shield. There are two options for merit staff: Wellmark BC/BS Program III Plus or Wellmark BC/BS Iowa Select. There is only one dental coverage, which is provided by Delta Dental. For more information, call the phone numbers listed with the specific plans (those numbers are toll-free and hours are based on Central Time) or call the ISU Benefits Office at 515-294-7680.

Questions about the Program III Plus or the Iowa Select Plans

Customer service: 800-622-0043; 7:30 a.m. to 5 p.m., Monday - Friday.

Wellmark Blue Cross/Blue Shield
636 Grand Avenue
Des Moines, Iowa 50309-2565

Questions about theDental Plan with Delta Dental

Customer service: 800-544-0718; 7:30 a.m. to 5 p.m., Monday - Friday.

Location of insurance forms in office:______________________________________

 

County-Based Office Assistants and Program Assistants

There is no university health care plan for these staff members. If county extension councils choose to provide health insurance, they have the option of purchasing insurance locally or participating in the county plan. If the county extension council decides to compensate an employee with a set dollar allocation for individual purchase of medical/dental insurance, that dollar allocation is subject to state and federal withholding. (Allocation is considered part of gross salary.) IAOCEC insurance is not yet available.

 

Participation in County Employee Insurance Plans

The following chapter in the Iowa Code authorizes county extension employees to participate in county medical insurance programs if the extension council elects to make medical coverage a benefit.

IOWA CODE

331.324 Duties and powers relating to county and township officers and employees.

#5

If a board* provides group insurance for county employees, it shall also provide the insurance to a full-time county extension office assistant employed in the county, if the county is reimbursed for the premium by the county extension district.

(*county board of supervisors)

County Insurance Plans

A sample form to use in recording county plans might use the following format:

Medical:________________________________

Company ________________________________

Address ________________________________

Agent ________________________________

Coverage ________________________________

_______________________________________

_______________________________________

Cost ________________________________

Employee pays ________________________________

Employer pays ________________________________

Staff covered ______________________________________

__________________________________________________

Dental:

Company ________________________________

Address ________________________________

Agent ________________________________

Coverage ________________________________

_______________________________________

_______________________________________

Cost ________________________________

Employee pays ________________________________

Employer pays ________________________________

Staff covered ______________________________________

__________________________________________________

Location of insurance forms in office:______________________________________

Section 6.A Return to top


Accident Insurance

Accident insurance for youth, volunteer leaders, and adults participating in adult supervised activities, sponsored by the Cooperative Extension Service can be purchased from American Income Life Insurance Company. It includes three plans for coverage at camps, conferences, fairs, tours, meetings including travel time.

The company offers a "Dollar-A-Year" club policy. This can be purchased to cover 4-H club members and leaders. The use of the above plan is up to each individual county.

American Income Life Insurance Company
P.O. Box 50158
Indianapolis, Indiana 46250
Telephone (317) 251-0199

Location of insurance forms in office:______________________________________

Section 6.A Return to top


Worker's Compensation Insurance

Reference website at http://www.extension.iastate.edu/extensionfinance/insurance.htm


Section 6.A Return to top

Table of Contents | Index | Next Section | Previous Section |

Revised October 14, 2003. Content questions? Ask the experts.
Comments or suggestions? Contact the
committee, (e-mail: ofcguide@iastate.edu)