Invest Wisely
Iowa Insurance Division Iowa State University Extension Investor Protection Trust


Understanding Stocks

Radio Transcript, 60 seconds, for use during week of September 24.

This is an Invest Wisely minute brought to you by Iowa State University Extension.

A basic understanding of stocks can help you increase your investment successes. There are several ways to categorize them – income stocks, growth stocks; or value, cyclical, or speculative stocks – to name a few.

But few investors can afford to buy individual stocks and be adequately diversified.  Instead, consider mutual funds that pool money from many investors to purchase a basket of stocks.  Mutual funds also could be a smart move if you don’t have the skill or time to select and monitor individual stocks. 

Invest Wisely comes from Iowa State University Extension through a grant from the Investor Protection Trust providing investor education on the web at



Updated September 24, 2007