Video 18: Local Floodplain Regulations - Beyond Federal and State Minimums

The National Flood Insurance Program has been effective in requiring development to be protected from damage associated with the base flood event; however, larger floods can and often do occur.  This video highlights three of the most common steps communities have taken to go beyond minimum federal and state regulatory standards:

  • Requiring the lowest floors of buildings to be higher than one foot above base flood elevation;
  • Defining the terms “substantial improvement” and “substantial damage” to count the costs of improvements and repairs made cumulatively over a number of years, and;
  • Basing regulatory requirements for new and substantially improved structures on a larger flood event.
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