The National Flood Insurance Program has been effective in requiring development to be protected from damage associated with the base flood event; however, larger floods can and often do occur. This video highlights three of the most common steps communities have taken to go beyond minimum federal and state regulatory standards:
- Requiring the lowest floors of buildings to be higher than one foot above base flood elevation;
- Defining the terms “substantial improvement” and “substantial damage” to count the costs of improvements and repairs made cumulatively over a number of years, and;
- Basing regulatory requirements for new and substantially improved structures on a larger flood event.