Retirement: Secure Your Future

Begin By Planning Today
When you consider your ideal retirement, cost is a factor. By planning today, you can design your future. Get the basics of financial planning, including the value of starting early, contributing often, and finding investments that are right for you

Picture Your Future
If you start planning now, you can customize your retirement picture. Ask yourself these important questions and begin working toward securing it today.

Retirement Income: How Much Do You Need?
Use this five step retirement income planner worksheet to take the mystery out of what you'll need.

Estimating Your Retirement Expenses
Detailed help from an expense worksheet that considers early, mid, and late retirement needs.

Money Math
Figure out how your money will grow and compound, and how costs will increase to help you make informed decisions as you set retirement goals.

Where Will Money for Your Nest Egg Come From?
Creating a written spending plan and living below your means are discussed to help you consider the choices you have for retirement income.

Growing Your Nest Egg: Risk and Return
You have the most control over your savings and investments -- understand the risks and returns.

Retirement Investment Options
Learn about several tax-advantaged retirement plans -- their tax benefits and possible employer match.

Special Considerations for the Self-employed
Find out how your retirement will be affected by your business, whether you transfer ownership, sell, or lease. Family-owned businesses have unique issues.

Update Your Home for a Lifetime of Living
Find out if your home is ready for your retirement: easy-visiting, easy-living, and easy on the budget.

Legal Issues in Later Life
Some decisions people make or do not make can impact their financial future or that of their loved ones. This publication is designed to help you think about some possible legal issues in later life.

Considering Early Retirement Options
Several factors should be considered when making a decision about whether to accept an early retirement offer. Understanding those options will allow you to make the best decision possible.

Retirement Transitions:

  • Strategies for Retirement Income
    There is more than one approach to arranging your financial resources for retirement, each with advantages and disadvantages. Learn more about income strategies to ensure a smooth financial transition into retirement.
  • Social Security
    Social Security has numerous options regarding when to file for retirement benefits that have very different consequences for a lifelong retirement income. Use the information in this publication to start considering social security options during the transition to retirement.
  • Required Minimum Distributions
    Tax-advantaged options for retirement saving and investing are designed to help people accumulate resources that will support them during retirement. Learn more about Required Minimum Distributions (RMDs), how they affect retiree finances, and how to avoid penalty.
  • Income Annuities
    Annuities can play a valuable role in structuring your retirement income, but they are fairly complex products and may come with high fees. Learn more about the types of annuities and pros and cons of each. Use the consumer worksheet to evaluate your income annuity options before making a purchase decision.
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