Iowa State University Extension

The downturn in the economy has taken a toll on many Iowa families. The resources found on this page are designed to help families tackle tough times today and tomorrow. Whether facing unemployment, accumulating debt, or another difficult financial decision, many resources are available.

Paying Bills

• Controlling Spending
• Debt Management in Tough Times
• Deciding Which Bills to Pay First
• Keeping a Roof Overhead
• Meeting Your Insurance Needs
• Applying for Unemployment
• Thinking Over an Early Retirement Offer

Employment Issues

• Facing a Furlough?
• Searching for a Job
• Tax Impact of Job Loss

Family Issues

• Accepting Your Feelings
• Coping with Stress
• Teaching Children Coping Skills
• Tips for Teens: How to Contribute to Family Needs During Tough Times

Financial and Legal Resources

• Iowa Legal Aid
• Iowa Concern
• Working with a Financial Planner

Frequently Asked Questions

• Our office may need to furlough employees. Will we be able to keep our health insurance?
• What are some effective ways a family can survive a severe economic crisis?
• In a bad economy, should someone cut back on retirement savings plan contributions, save more, or stay the same?
• What should you do if your company is laying off workers and you think you're next?
• Where can I get help to keep my home when I can't afford all my bills?
• I have recently lost my job. To adjust, what should I consider?
• What are some financial tips for someone experiencing unemployment?
• I have lost my job and am wondering what will happen if I withdraw money from my qualified retirement plan or IRA?
• I recently got caught in a layoff, and I'm trying to decide how best to shuffle my bills. Do you have some advice as to how to keep on top of things until I find employment?