Lesson 1 - Begin by Planning Today
1. Decisions made today impact your future financial freedom
2. Begin with basics
3. Time and money
4. Tax-advantaged investments
5. Where will money come from for your retirement?
6. Resources
Lesson 2 - Picture Your Future
1. Goals and retirement planning
2. Retirement age
3. Life expectancy
4. Location
5. Time allocation
6. Retirement stages
7. Life changes and retirement
Lesson 3 - Retirement Income - How Much Do You Need?
1. Benefits of retirement planning
2. Gathering information to help you plan
3. How to calculate investments needed to meet retirement goal
4. Calculations, money concepts, tools to help you in this process
5. Importance of acting on and modifying plan
Lesson 4 - Where Will Your Nest Egg Come From?
1. Ways to accumulate money for your retirement nest egg
2. Understanding current spending habits
3. Using spending plan to prioritize
4. Managing credit wisely
5. Tax savings of retirement investment options
6. Importance of starting early
Lesson 5 - Growing Your Nest Egg
1. Tax-deferred retirement plans -- through employer and individual plans
2. Basic investment principles
3. Investment vehicles appropriate for retirement planning
4. Sources of information to assist in making investment choices
Lesson 6 - Retirement Considerations for the Self-Employed
1. Benefits of retirement planning for self-employed
2. Considering spouse's goals
3. Considering business/friendship relationship
4. How expenses may change in retirement
5. Investing for retirement
6. Disposal of business options
Lesson 7 - Update Your Home for a Lifetime of Living
1. Where do you want to live when you retire?
2. Can your home pass three easy tests for retirement living?
3. Where can you get more housing information?
Lesson 8 - Decisions at the Time of Retirement
1. Importance of thinking early about the decisions at retirement
2. Decisions to make
3. Gathering information to help in decision making process
4. Other planning (e.g., estate planning, advance directives)