Iowa State University Extension

No matter where you are in your career, NOW is a great time to give some thought to retirement. Whether you are in your 20s or your 50s, there are temptations to neglect retirement planning, but overcoming those temptations will pay off!

Many of us do an excellent job of planning for the future, including investing for retirement and planning to leave our assets to future generations. One asset that many of us own is a 401(k) retirement account; the federal government recently changed its laws governing a 401(k) retirement account’s passage to future generations.

American workers increasingly need to take responsibility for their own retirement savings, usually through a 401k, an IRA or a similar tax-preferred investment. What steps do you need to take? No matter where you are in your retirement planning process, you'll find useful information in ISU Extension's publication series.

The "Take Control of Your Money" web course is now new and improved! This practical course is available FREE to all.

Our financial lives have become complicated. Not everyone has the time or skills to manage certain financial situations. Many individuals turn to a financial planner for their advice. Get tips on finding and working with a financial planner.

Most workers look forward to the day of retirement, but we always assume that WE will decide when that day will come. Sometimes, however, it's the employer who offers the suggestion that now would be a good time for retirement. An early retirement incentive offer may be optional; in that case, you need to carefully consider whether to accept.