To save, or to pay the bills with...
Most of us have spending leaks of one kind or another. You may be surprised at the money you find if you plug those leaks!
- A dollar here, a dollar there – it's no big deal. Or is it? So, What's 65 Cents? (pdf) - Use this worksheet to see how your small spending adds up in a year.
- Saving Energy Puts Extra Money In Your Pocket - This U.S. Dept. of Energy site provides energy-saving information for your home, your organization and more.
- Knowing what you are currently doing with your money is a way to find more money for your priorities. Have you ever kept track of your spending? Here's how... by Tracking Your Spending (pdf)
Debt costs money.
Carrying a $2,000 balance on a credit card (with an 18% interest rate) will cost you about $360/year. That's enough for a new TV!
OR
If you added that $360/year to your retirement account earning 10% annual return, you would have $20,379 extra after 20 years!
Find out more about getting out of debt!