| A quick quiz to compare your money habits |
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| 1. Do you have your money goals on paper? |
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| 2. Do you save regularly? |
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| 3. Do you have a personal spending and savings plan? |
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| 4. Do you pay what you owe promptly? |
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| 5. Do you think ahead before you buy? |
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| 6. Do you buy only what you need and will use? |
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| 7. Do you pay yourself first? |
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| If you answered YES to 6 or more questions ---- Congratulations! You are well on your way to financial independence. |
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| If you answered NO to 2 or more questions ---- Maybe it is time to get control of your finances by calling Pat. |
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| To learn more about any of the questions, contact Pat at 563-583-6496 or patthies@iastate.edu |