This section is analyzed by all readers. The data should show how you can make a profit, have positive cash flow and be able to repay any debt.
Items to include are:
1. Sources and Applications of Funding
2. Equipment List
3. Proforma Balance Sheet (with notes of explanation)
4. Break-even Analysis
5. Income Projections
This should be a three-year projection with notes of explanation
6. 12-month Cash Flow
Include notes of explanation.
7. Detailed Cost of Goods Sold Schedule
8. Financial Statements
Audited financial statements for past 3-5 years.
9. Collateral
List of collateral offered to secure the loan.
10. Personal Financial Statements
Personal financial statements of all owners with 20 percent or more ownership.
11. Aging of Accounts Payable and Accounts Receivable (if an existing business)