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A happy family, sitting on the steps of their new home.

The American Dream is to own a home.

Purchasing a home is probably the biggest purchase you'll ever make. It's an exciting experience and not a simple task.

This online course will help you
* decide if now is a good time to buy a home,
* prepare for the home buying process and
* shop for a mortgage that works for you.

You will be more confident about the steps to buy a home and the financial planning that goes with it.

You will focus on a home that fits your needs and your budget.

The lessons are
1. Preparing for home ownership
2. Shopping for a home
3. Getting a mortgage
4. Closing the loan
5. Being a home owner

Homebuyer’s Certificate
When you complete all the lessons, you may take the certification exam. When you have 70 percent or more correct on the final exam, you will receive a homebuyer’s certificate that you may take to your local lender. You need this certificate to apply for a USDA Rural Development loan.

Take the course anytime, anywhere
The course cost including the certificate is $45. You may access the course any time of day from any computer with Internet access. (You need broadband access for the video welcome from the USDA.) You may review lessons as many times as you wish. You may take the certificate exam more than once.

Enroll today to work toward A Place of Your Own.